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Any business interested in receiving a below-market interest rate loan must first complete a loan application and a business plan.  A credit analysis is completed on every loan application.  While the River Valley Regional Commission’s credit requirements are not as stringent as a bank’s, potential borrowers must indicate an ability to pay back the loan and provide adequate collateral.  Each applicant is encouraged to include his/her local bank in this process.  The River Valley Regional Commission does not intend to compete with private banks for loan customers.  It is our intention to make a loan application more attractive to a local bank by providing gap funds. 

About the Revolving Loan Fund (e-Brochure)

Area Success Stories

Click here to download a Revolving Loan Fund Application


Small Business Development Center's "Mastering Business Loan Proposals"


Click here for information about Georgia Small Business Lender Program

For more information on the Revolving Loan Fund program, contact:

This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it.at (877) 819-6348.




Revolving Loan Fund



From the Department of Commerce & 

The Economic Development Administration



The U.S. Department of Commerce announced July 2020 that the Department’s Economic Development Administration (EDA) is awarding a $1,001,000 CARES Act Recovery Assistance grant to the River Valley Regional Commission (RVRC). These funds will be used to capitalize and administer Revolving Loan Funds (RLF) that will provide crucial capital to small businesses and entrepreneurs in the River Valley region that have been adversely affected by the coronavirus pandemic. 

To find out more about if your business qualifies and what the loan covers, click on the links below:














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